![]() ![]() But now, with cloud services, it’s easy to store your document so it’s safe in case your home is destroyed in a fire. The recommendation used to be that you store (hard) copies of your home inventory in multiple locations. Please contact me today to discuss how I can help. If you get stuck on any of these steps, or you want to make sure you have a complete home inventory, I can help! Investing in a complete home inventory is a smart move, especially if you haven’t been able to complete the first step on your own. *these headers make it easy to sort and create reports. Room (Bedroom, living room, garage, etc.)* If you make your own spreadsheet, I suggest these headers:ĭescription of the item, including the make and model (and serial number, if applicable)Ĭategory (electronics, furniture, appliances, etc.)* You can use an app (see below) or use a simple spreadsheet to create a list. ![]() If you have digital receipts, take screen shots or PDF them and add them to the photos in your home inventory. If you have hard copy receipts, take pictures of them and add them to the photos you already uploaded. Try to track down receipts for any item valued at over $500. This should take you about 20 minutes, and it’s 20 minutes well spent! 2. I do not recommend stopping here, but if this is all you have for your home inventory you will still have something to start your claim if you lose your home unexpectedly. Upload this video and photos to Google Drive, One Drive or Drop Box. Also, be sure to walk around the outside of your home and garage. Open up closets and cabinets, and take pictures of serial numbers if possible. ![]() Be sure to take pictures from all corners of the room so that you get the whole room from different angles. While you walk through, provide commentary about when purchases or upgrades were made. Grab your phone, walk around your house and take video and pictures. That way, should you lose your home, you’ll have something to start from for your insurance claim. Now that you’re excited to get started, you probably want to know what is the first step! I recommend that you do these tasks in order. This recent article from Forbes Advisor expands on why You Really Need A Home Inventory. ![]() And, home inventories are helpful in estate planning and other legal proceedings. Home inventories are also useful if you’re planning a move to help determine where items are going in the new house. There are many other uses for home inventories too! If you have an item stolen, you’ll have photos of the item and serial numbers, which greatly increases the chances of recovery. You’ll be much better off if you lose your home to a fire, but it will cost more. It is important to note that increasing your coverage will increase your premium (payment).
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